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USA CFPB SEC Treasury, v Wells Fargo Bank, OCWEN/PHH, New Rez, Charles Scharf, Glenn Messina, Troutman Pepper Hamilton Sanders, Brock & Scott, BWW Law Group, McCabe Weisberg Conway et al

• U.S. District of Court of the District of Columbia (Washington DC) The Civil Rights Court of the United States of America
• 1:20-cv-02570
• Financial Fraud, Banking Fraud, Conversion of Real Estate, Due Process, Illegal Foreclosure
• Chief Judge Beryl A Howell - Who has a Financial Conflict as reported by the WSJ MOTION TO REOPEN DUE TO FINANCIAL CONFLICT, HATE OF CATHOLICS FOR FRIEND OF THE PERSON AND COURT DIVORCE LAWYER ILONA ELY FREEDMAN GRENADIER HECKMAN, and ALL ABOVE DEFENDANTS OF CHIEF JUDGE BERYL A. HOWELL CONFLICT IGNORED MOTION FOR REMOVAL OF CHIEF JUDGE BERYL A HOWELL FOR FRAUD ON THE COURT MOTION FOR RECONSIDERATION BY A JUDGE WITH PROPER JURISDICTION and NO BIAS THAT the USDC OF DC COURT STATES: Mission Statement Our mission at the Clerk's Office is to fulfill the expectations of the public and the judiciary by providing exceptional service, while consistently upholding the administration of justice. The WALL STREET JOURNAL EXPOSES THE CORRUPTION OF THE COURTS 131 Federal Judges Broke the Law by Hearing Cases Where ... https://www.wsj.com › articles › 131-federal-judges-broke... Sep 28, 2021 — A Wall Street Journal investigation found that judges have improperly failed to disqualify themselves from 685 court cases around the nation ... You visited this page on 10/27/21. Dozens of Federal Judges Had Financial Conflicts - Wall ... https://www.wsj.com › articles › dozens-of-federal-judges... Oct 15, 2021 — A Wall Street Journal investigation found that federal judges around the nation have violated U.S. law and judicial ethics by overseeing ... Federal Judges With Financial Conflicts - WSJ https://www.wsj.com › articles › hidden-interest-judges-fi... Sep 28, 2021 — The Wall Street Journal analyzed nearly a decade's worth of legal and financial records and discovered 131 federal judges who unlawfully heard ... How the Journal Found Judges' Violations of Law on Conflicts https://www.wsj.com › articles › how-the-journal-found-j... Sep 28, 2021 — To discover recusal violations, The Wall Street Journal reviewed the financial holdings of roughly 700 federal district and appellate judges ... Both Parties in 'Total Agreement' on Need to Toughen Judicial ... https://www.wsj.com › articles › judiciary-plans-new-syste... 17 hours ago — Congressional hearing follows reports in The Wall Street Journal on widespread financial conflicts; judge says judiciary can fix gaps on its ... The Federal Law That 138 Judges Have Broken - The Journal. https://www.wsj.com › podcasts › the-federal-law-that-1... Oct 1, 2021 — For the last year, a team at the Wall Street Journal has been investigating the financial holdings of federal judges across the country. This ... When Judges Abuse Public Confidence - WSJ https://www.wsj.com › Opinion › Letters Oct 6, 2021 — The federal courts are to be trusted and appreciated. The errors of a few shouldn't diminish respect for the value of the federal judicial ... Federal Judges or Their Brokers Traded Stocks of Litigants ... https://www.wsj.com › articles › federal-judges-brokers-tr... Oct 15, 2021 — The Wall Street Journal discovered this trading in a broad ... Are federal judges being careful enough to avoid conflicts of interest? Judge Rodney Gilstrap Sets an Unwanted Record - Wall ... https://www.wsj.com › articles › judge-rodney-gilstrap-set... Sep 29, 2021 — The patent-law expert took on 138 cases involving companies in which he or his spouse had a financial interest, a Wall Street Journal … HISTORY OF THIS CASE On September 11, 2020 JWG filed a case to the USDC of DC. On September 28, 2020 the case was dismissed by Judge Beryl Howell On October 13, 2020 JWG after researching Ms. Howell’s Financials found a financial conflict as well as a Civil Rights Conflict of her “FRIENDSHIP” of Divorce Lawyer Ilona Grenadier Heckman who like Ms. Howell, who appears to be Jewish has a “HATE” for Catholics and those that do not have “Money and Power.” On December 8, 2020 Howell sealed her personal bank statements to Cover-Up the conflict. The Appeals court upheld her violation of my Civil Rights to Due Process. That JWG is an x-wife of the Son of a Judge and understands and knows that the Judges hate Pro Se litigants and allow them to live on a hamster wheel trying to get Justice. This court has a history of Covering up for Judges Ie: Chief Judge Richard Roberts who raped a 16 year old. It took her 30 years to get Justice. Read More at: https://judicialpedia.com/listing/chief-judge-richard-w-roberts-rapes-a-16-year-old-and-is-not-held-accountable-for-30-years-the-judge-retired-early-with-all-benefits-it-was-reported-that-he-would-be-making-more-retired-than-worki/ THE COMPLAINT IS DUE TO JWG 1983 RIGHTS BEING VIOLATED ALONG WITH JWG CONSTITUTIONAL RIGHT TO DUE PROCESS AND TO DISCLOSE THE CORRUPTION OF THE BANKS, LAWYERS and SERVICERS Wells Fargo Bank is being represented by Troutman Pepper Hamilton Sanders and has stated it has no loan and or ownership of 15 W. Spring St., Alexandria VA 22301. This was in a document filed in the City of Alexandria Court and in a Notarized letter sent to JWG. The lawyers have lied in court and in court documents stating otherwise. That because of the conflict in what Wells Fargo Bank stated and what the lawyers stated JWG did an investigation into all parties which are shared in the complaint. What the Complaint shows is insider trading of companies that the Banks have colluded with the Servicers and have a back door to them - NO DIFFERENT THAN THE BANKS HAD IN 2008. Information came from insiders. Further the public is tired of the Collusion of the Judges, Lawyers and banks. Troutman Pepper Hamilton Sanders Conflict that Virginia Courts have Allowed and Empowered That created the DEEP INVESTIGATION That all across America Foreclosures are taking place. I am able to disclose the Corruption with this Suit that needs to be heard to protect the public from the overarching corruption of the Banks already exposed with the DOJ - Wells Fargo Search www.justice.gov only 2,728 results Enter your search term Search results Wells Fargo Bank Agrees to Pay $1.2 Billion for Improper Mortgage Lending Practices: Wells Fargo Settlement Agreement https://www.justice.gov/opa/file/839796/download Wells Fargo Settlement...Wells Fargo Bank Agrees to Pay $1.2 Billion for Improper Mortgage Lending Practices:...Practices: Wells Fargo Settlement ... Wells Fargo Agrees to Pay $3 Billion to Resolve Criminal and Civil Investigations into Sales Practices Involving the Opening of Millions of Accounts Without Customer Authorization | USAO-CDCA | Department of Justice https://www.justice.gov/usao-cdca/pr/wells-fargo-agrees-pay-3-billion-resolve-criminal-and-civil-investigations-sales Wells Fargo & Co. and its subsidiary, Wells Fargo Bank, N.A., have agreed to...RELEASE Friday, February 21, 2020 Wells Fargo Agrees to Pay $3 Billion ... Wells Fargo Bank Agrees to Pay $1.2 Billion for Improper Mortgage Lending Practices | OPA | Department of Justice https://www.justice.gov/opa/pr/wells-fargo-bank-agrees-pay-12-billion-improper-mortgage-lending-practices ...claims against Wells Fargo Bank, N.A. (Wells Fargo) and Wells Fargo executive Kurt...Kurt Lofrano, stemming from Wells Fargo’s participation in the ... ORDER APPROVING SETTLEMENT BETWEEN THE UNITED STATES TRUSTEE PROGRAM AND WELLS FARGO BANK, N.A. https://www.justice.gov/ust/file/wells_fargo_settlements.pdf/download UNITED STATES TRUSTEE PROGRAM AND WELLS FARGO BANK, N.A....UNITED STATES TRUSTEE PROGRAM AND WELLS FARGO BANK, N.A. 1 UNITED STATES ... That the evidence in this Complaint shows deeper and more sinister acts and actions of Wells Fargo Bank and many others. Statement of Facts BACKGROUND AFTER FORECLOSURE On MARCH 31, 2018 That Plaintiff can show that the Defendant Wells Fargo Bank N. A. had no standing to foreclose and OCWEN using Identity Theft, Money Laundering, Insurance Fraud and many other criminal acts foreclosed on 15 W. Spring St., Alexandria, VA 22301 That you can hear OCWEN telling Brock & Scott not to Foreclose on Spring St. @ Brock and Scott / OCWEN conversation March 2019 Admits OCWEN had told them to not Foreclose conv starts at about 6 min and 40 sec https://www.youtube.com/watch?v=00gWnLp11vI&t=1127s That you can then see the Foreclosure taped: The Foreclosure by Wells Fargo NOT OCWEN a total SCAM March 2018 https://www.youtube.com/watch?v=82tllotwvW0 The Deed attached shows the property in the name of Wells Fargo N.A. et al with an odd caveat for OCWEN. That Troutman Sanders then approached JWG on or around April 4, 2019 Troutman Sanders Lawyer S. Moshin Reza asking JWG to do a short sale on a home that had been foreclosed. That Micheal Martinez appears to be an agent of Troutman Sanders whose investors in the Foreclosure properties are located in Florida and New Jersey. Further Mr. Martinez stated “Wells Fargo will is easy to deal with and will do almost anything we want” paraphrase. That in or around November of 2018 both Bank of America and Wells Fargo Bank responded to subpoenas that neither had any documentation to being a party to a loan on 15 W. Spring Street, Alexandria, VA 22301 Exhibit That on or around August 8, 2019 Wells Fargo Bank did a notarized document that they had no documentation. Exhibit That OCWEN the loan servicer did a fraudulent 1099 to the IRS that is under investigation. Exhibit That PHH on or around August 26, 2019 Sent Letter stating Loan Servicing Moved to NewRezLLC. NewRez LLC was created by PHH in or around 2008 and sold prior to PHH moving to OCWEN in 2018 to New Ressidential Investment Corp traded as NRZ. Investors can be seen Exhibit According to insiders of OCWEN: OCWEN is going out of business or into Bankruptcy and is moving any and all assets. The top 10 investors by CNN on or around Jan 30, 2020 of Wells Fargo Bank, Bank of America, OCWEN and New Residential Investment Corp. On January 5, 2020 in Wells Fargo’s research they looked towards Mers to show the loan history - they did not believe me at first this alleged loan is nowhere to be found in Mers (even though they have filed documents against the home putting it in a Mtg Back Sec that it did not meet the criteria), FNMA, Freddie Mac, my personal credit report since around 2012 show no none ownership of any loan. Exhibit # The CFPB / JWG have requested documentation that shows OCWEN / Wells Fargo Bank / Bank of America to give some type of document and all have been denied. The documents provided have had no substance. On or around April 29, 2019 a motion and a letter to the COA Clerk of Court of the Fraud was filed in this court with the Clerk of Court Clerk. Hon. Edward Semonian Jr., City of Alexandria Circuit Court - 510 King Street 3rd Floor, Alexandria, VA 22314 [email protected] (703) 746-4044 RE: DEMAND to remove the “ILLEGAL, FRAUDULENT FILING” TO MISLEAD on the ownership of a alleged loan on 15 W. Spring St., Alexandria, VA 22301 The law is clear and included in this letter that three (3) assignments were filed illegally against 15 W. Spring Street, Alexandria, VA 22301 due to not being prepared properly by a lawyer, but by a lay person acting as a lawyer and using another's Florida State Bar No. This includes the VA Code that rules the Clerk's Office, as well as stated in the Virginia State Bars code of Professional Conduct for Practicing Law without a license. HISTORY OF FRAUDULENT DOCUMENTS AGAINST SPRING ST Filed on or around February 4, 2009 against 15 W. Spring Street, Alexandria, VA 22301 Document No. 190003603 000551 000075 “Notice of Assignment of Deed of Trust” Virginia fraud on the court with the basics of Virginia fraud claim requires proof of: (1) a false representation, that the loan went to a Mtg Back Security that was closed prior to the loan being created (2) of a present, material fact, the Assignment was done by a non-lawyer Rob Meharg (3) made intentionally and knowingly, That Docx person Lorraine Brown went to jail for the “Black Market” Back Door loans (4) with intent to mislead, the letter by Bank of America through BWW Law Group shows the intend in or around December of 2012 (5) reasonable reliance by the party misled, and the Facts that Lorraine Brown went to jail the fact the Mtg Back Security was closed on or around July 1, 2003 and the alleged loan is dated February of 4, 2005 (6) resulting damage. Illegal Foreclosure on March 30, 2019 Filed on or around June 18, 2009 against 15 W. Spring Street, Alexandria, VA 22301 Document NO. 090012907 000253 000076 “Notice of Assignment of Deed of Trust” Virginia fraud on the court with the basics of Virginia fraud claim requires proof of: (1) a false representation, that the loan went to a Mtg Back Security that was closed prior to the loan being created (2) of a present, material fact, the Assignment was done by a non-lawyer Rob Meharg (3) made intentionally and knowingly, That Docx person Lorraine Brown went to jail for the “Black Market” Back Door Mortgage Back Securities for the “Back Room” for financial gains of Banks and Servicers (4) with intent to mislead, the letter by Bank of America through BWW Law Group shows the intend in or around December of 2012 (5) reasonable reliance by the party misled, and the Facts that Lorraine Brown went to jail the fact the Mtg Back Security was closed on or around July 1, 2003 and the alleged loan is dated February of 4, 2005 (6) resulting damage. Illegal Foreclosure on March 30, 2019 3. Filed on or around April 22, 2013 against 15 W. Spring Street, Alexandria, VA 22301 Document No. 130014851 000586, 000587 000071 “Affidavit of Lost Assignment” Virginia fraud on the court with the basics of Virginia fraud claim requires proof of: Sister Nora Nash states: OCWEN and Altisource, through a systematically designed process, induce foreclosures and then sell these foreclosed homes on HUBZU.com so they can earn listing commissions, Buyer's Premium, Escrow Fees, Web Technology Fee, Property Preservation Fees, Title Insurance Fees, Closing Coordination Fees and more! (1) a false representation, After BWW Law Group failed at foreclosure and questions asked, and evidence of the fraud presented to Servicer and Lawyers they created by a non-lawyer a “Affidavit of Lost Assignment” using a Judge Donald Alexander in Florida Bar number (2) of a present, material fact, That Wells Fargo Bank in phone calls and written to CRPB and this court no ownership or any involvement in any loan with 15 W. Spring St. Alexandria, VA 22301 (3) made intentionally and knowingly, the Facts are clear JWG had disclosed to Howard Bierman of BWW Law Group the Fraud (4) with intent to mislead, The filing with the Commissioner, and the foreclosure itself showed OCWEN et al believe they are above the law as long as there is financial gain for lawyers (5) reasonable reliance by the party misled, and The foreclosure on March 30, 2018 April 4, 2019 at Prince Georges MD - Courthouse Mohsin Reza of Troutman Sanders asks JWG “Are you interested in a short sale” JWG stated clearly “NO” and then asked by Mr. Reza “if I had gotten a recent call about selling the home” you will notice this TEXT sent March 23, 2019. Michael as he states has contacted me in the past and even had been given my daughters phone number in the past. The Question Becomes: “BLACK MARKET” by lawyers and WHO ELSE harassing and forcing short sales on illegal foreclosures March 29, 2018 Phone call between OCWEN, Janice Wolk Grenadier and Brock & Scott aka Trustee Services Of Virginia, LLC., where OCWEN informs Brock & Scott and Brock & Scott acknowledge that on or around March 22, 2018 they had received notice from OCWEN not to foreclose. They then received from the Investor that no matter what they were to foreclose - ignoring whatever OCWEN said. https://www.youtube.com/watch?v=00gWnLp11vI&t=562s On March 30, 2018 OCWEN Loan Servicing held an illegal foreclosure on 15 W. Spring St., Alexandria VA 22301. The property owner then and legally still today is Janice Wolk Grenadier. Video March 30, 2018 The foreclosure https://www.youtube.com/watch?v=82tllotwvW0 On or around April 6, 2018 a Trustee Deed was filed on the property that Wells Fargo Bank National Association, as Trustee for Option One Mortgage Loan Trust 2005-2, Asset Backed Certificates, Series 2005-2 Trustee for Option One (Mtg Back Security does not exist) see attached On or around December 8, 2018 Wells Fargo Bank N. A. would file in the courthouse of the City of Alexandria in response to a Subpoena by JWG that they had no interest in this foreclosure or this home - see attached On or around February 3, 2019 Janice received from OCWEN a Fraudulent 1099-A Acquisition or Abandonment of Secured Property Information Returns that stated they “OCWEN” not Servicing, not LLC only OCWEN is / was the lender on the loan (OCWEN on its own does not exist as an entity). The IRS has deemed this 1099 from evidence presented to be “FRAUDULENT” and has told Janice Wolk Grenadier to ignore such 1099 while Criminal Investigation is starting. See attached - It should be noted Janice Wolk Grenadier is still in home. OCWEN Entities found: Ocwen Loan Servicing, which is licensed to service mortgages in the state, used unlicensed affiliate offshore companies to “perform activities considered residential mortgage loan servicing.” Ocwen Financial Solutions Private Limited, operating out of a location in India, and Ocwen Business Solutions, operating out of a location in the Philippines, to conduct “servicing” activities on residential mortgage loans. VA SCC states OCWEN is Licensed as: F1991993 OCWEN BUSINESS SOLUTIONS, INC. Foreign Corporation Active F1995820 OCWEN FINANCIAL INSURANCE SERVICES, INC. Foreign Corporation Active F1564386 OCWEN FINANCIAL SOLUTIONS PRIVATE LIMITED Foreign Corporation Active T0206161 OCWEN LOAN SERVICING, LLC Foreign Limited Liability Company Active OCWEN filed a 1099-A Acquisition or Abandonment of Secured Property with the IRS where Ocwen was not a secured creditor. Ocwen Financial Corporation is a provider of residential and commercial mortgage loan servicing, special servicing, and asset management services, which has been described as "essentially debt collectors, collecting monthly principal and interest from homeowners". Ocwen is headquartered in West Palm Beach, Florida, with additional offices in Addison, Texas, Orlando, Florida, Houston, Texas, Rancho Cordova, California, St. Croix, U.S. Virgin Islands, and Washington, D.C. It also has support operations in the Philippines and India. Ocwen under 26 U.S.C. § 7434 willfully filed fraudulent 1099 information returns with the IRS 26 U.S.C. § 7434. Civil damages for fraudulent filing of information returns. That OCWEN never lent any money to Janice Wolk Grenadier thus suffered no financial loss and was not a secured creditor under any state property laws. That the Trustee Deed and OCWEN acting as the Servicer at all times stated clearly that Wells Fargo Bank was the lender and or Wells Fargo Bank National Association, as Trustee for Option One Mortgage Loan Trust 2005-2, Asset Backed Certificates, Series 2005-2 Trustee for Option One (Mtg Back Security does not exist) see attached. Banks: All Banks state in writing to Janice Wolk Grenadier and the CFPB they have no knowledge, no information and no involvement in or on a loan against Janice Wolk Grenadier and or 15 W. Spring St., Alexandria VA 22301 Bank of America aka LaSalle Bank Wells Fargo That on or around April 3, 2019 Wells Fargo Bank N. A. made it clear they are cooperating and most likely working with OCWEN and supporting the “Black Market” Mortgage Back Securities and the “FRAUD” (6) resulting damage. The foreclosure on March 30, 2019 was and is Common law theories of negligence, gross negligence, payment by mistake, unjust enrichment, money had and received, breach of fiduciary duty, breach of contract, misrepresentation, deceit, fraud, and aiding and abetting, Retaliation and Retribution, RICO & Racketeering, the cruelty of the acts and actions are and where willful acts were malicious, violent, oppressive, fraudulent, wanton or grossly reckless, any of the foregoing all acts and actions have been knowledgeable by lawyers, banks and Servicers et al ; The VSB: https://www.vsb.org/pro-guidelines/index.php/unauthorized-practice-rules/rule-6/ Violating Unauthorized Practice of Law Rule 6 Real Estate Practice 6-1010 (B) (C),UPR 6-102 (A), UPR 6-103 (A) (B) UPR 6-106 UPC 6-1 UPC 6-2 UPC 6-4 UPC 6-8 I asked for a response prior to May 1, 2019 due to a court hearing on May 6, 2019 in regard to the Commissioners Case CASE NO. CW 1800 1465 where I have filed a Motion for the Judge to remove the Assignments and I would appreciate your support of such actions. I WAS IGNORED. That in May June of 2020 the home was listed for Sale the home with the wrong address for Wells Fargo Bank and claiming Wells Fargo Bank was the owner of the home on HudForeclosed. Stated contact Wells Fargo Bank at 800 S Broad St. Meriden, CT 6450 Tel 860-368-3400 or 860-368-3400 all Fraudulent Nos. The principle a California Lawyer not practicing stated the information came from the Bank. the Bank denies any knowledge of such a listing especially since they don’t own such a home. On around May / June of 2020 To harass and try to embarrass Plaintiff at the beginning of May 2020 this MeMe was put on the internet - This is the pattern and practice to just keep throwing things at one person to see if you can break them and shut them up? Or maybe your goal and this “GANG” is hoping I will commit suicide. I will not. Or maybe you think I will become afraid of you - You can go to my blog VALaw2010.blogspot.com or to the new website I have founded JudicialPedia.com to see I am not running. I am Standing Up and Speaking Out against the corruption BACKGROUND PRIOR TO FORECLOSURE Plaintiff incorporates herein by reference all of the allegations contained in the above Paragraphs of this Complaint On February 4, 2005 JWG took out an alleged loan from Mortgage and Equity Funding Corporation. The alleged loan in question went immediately to Option One Mortgage Corporation for servicing. Option One was purchased by American Home Mortgage Servicing Inc. on or around May 9 17, 2008 American Home Mortgage Servicing Inc. was purchased by Homeward Residential on or around February 17, 2012. Homeward Residential transferred to OCWEN and Plaintiff’s alleged loan was transferred Tuesday February 19, 2013 (the day prior Monday February 18, 2013 was a Federal Holiday for Presidents day with the Banking industry closed.) On or around December 18, 2012 BWW-Law Group sent Plaintiff a letter stating that Bank of America owned her loan. BWW-Law was sending the letter under an obligation under Section IV.D.6 of the National Mortgage Settlement, which Wells Fargo was not a party to. Robo-Signers. On or around December 28 of 2012 Bank of America representatives denied ever owning such a loan. Bank of America purchased LaSalle Bank October 1, 2007. February 24, 2009 and February June 18, 2009 Bank of America f/k/a LaSalle Bank filing - Notice of Assignment of Deed of Trust using nationally known Robo-signers Linda Green (VP) [Ex 5], Tywannia Thomas ( Asst. VP ), and Korell Harp (VP). Exhibit 2 is both Assignments Linda Green. It was proven in the USA and Lynn E. Szymoniak vs. American Home Mtg et al that Linda Green was not employed by American Home Serving, Inc. and did not have any authority to sign. Tywannia Thomas. She did not sign all of the documents that her name is affixed on the DOCX – prepared assignments. The use of several different corporate titles exists. Korell Harp. Also did not sign all the documents to which his name is affixed. Affixing or submitting false signatures on a mortgage document is a violation of federal and state law, and those signatures are without authority to complete the transaction. According to a mortgage fraud notice prepared jointly by the Federal Bureau of Investigation and the Mortgage Bankers Association, submitting false mortgage assignments and forging signatures violates potentially eight federal criminal statutes. Specifically: (1) 18 U.S.C. §1001 – Statements or entries generally; (2) 18 U.S.C. § 1010 - HUD and Federal Housing Administration transactions; (3) 18 U.S.C. § 1014 – Loan and credit applications generally; (4) 18 U.S.C. § 1028 – Fraud and related activity in connection with identification documents; (5) 18 U.S.C. § 1341 – Frauds and swindles by mail; (6) 18 U.S.C. § 1342 – Fictitious name or address; (7) 18 U.S.C. § 1343 – Fraud by wire; and (8) 18 U.S.C. § 1344 10 – Bank Fraud. See FBI Mortgage Fraud Notice (available at http://www.mbaa.org/FBIMortgageFraudWarning.htm); see, also, Truth in Lending Act, title 1 of the Consumer Credit Protection Act, as amended 15 U.S.C. § 1601 et seq. ; Mortgage Fraud. False or fraudulent notary acknowledgements are also a violation. The signatures contained on the assignments filed in Foreclosure are fraudulent, in violation of Federal and Virginia law, and therefore they do not serve to assign the note and mortgage properly, they lack the essential authority for Defendants to act on note and mortgage and Defendants cannot foreclose. The practice of fraudulent mortgage assignments is widespread across the United States. Defendants have the knowledge of the serious problems of their fraudulent actions to cover up / conceal this problem. That nothing has changed since 2010. Defendants Use of Fake Documents, False Officer Titles and Forged Signatures violates Federal Lending Law, State Mortgage Fraud law and Notary Fraud law. Title. On or around December 28 / 31, 2012 JWG called BWWLaw Group and asked who owned the loan on 15 W. Spring Street? According to a letter on December 18, 2012, the owner was Bank of America –but Bank of America denied such ownership. BWWLaw group referred Plaintiff back to the Homeward Residential that BWW Law Group had no knowledge who owned the loan. Plaintiff / JWG was in the process of applying for the Government Independent Foreclosure Review and learned about the possibility of this break in the chain of title. The HAMP Program. In 2008 and thereafter, Plaintiff Homeward on a Deed Mortification thru the programs offered by Congress. The Servicers reaped excessive false rewards for losing/processing refinance documents because of a flaw in a financial incentive for servicers document handling, motivating Servicers to delay, loose paperwork etc. Servicers of loans such as the Plaintiffs, received money per application /and document/ but not per person, creating a reward for negligent and fraudulent corporate/organizational bad behaviors that deprived or deterred homeowner refinancing, such as occurred here. Improper interference with Plaintiff's HAMP Application. On or around January 28, 2013, Homeward Mortgage sent Plaintiff a Notice of Servicing Transfer (RESPA) and Welcome to OCWEN Loan Servicing, LLC [ Ex 8 ] Homeward Mortgage servicing was the servicer of Plaintiff loan till February 18, 2013. February 19, 2013 OCWEN became the servicer. Homeward Mortgage supervisor had advised Plaintiff on three different occasions that all documents were in place for the HAMP Modification. Homeward then kept coming back with issues that Plaintiff had been told by Homeward that they were cleared up. Homeward supervisor had left Plaintiff a message that the foreclosure of her home had been stayed. February 19, 2013 Plaintiff phoned OCWEN to confirm that there had not been any issue that the foreclosure had been stayed as the BWW Law Group still showed it active on BWW Law website. OCWEN informed Plaintiff she would need to re-submit documents for the HAMP Program – but to “ignore the foreclosure date because a “foreclosure sale cannot be conducted” until after the evaluation of the HAMP program is complete and a borrower found ineligible. As long as Plaintiff was being considered for the HAMP the foreclosure could not go forward” Plaintiff went over this statement three times with the agent at OCWEN. OCWEN could not have been more helpful and was reassuring about the foreclosure not going ahead. The phone conversation was close to an hour going over everything. February 20, 2013 Plaintiff phoned OCWEN again and went through the fact the foreclosure was still on the website schedule of BWWLaw Group, and would OCWEN please contact BWWLaw? OCWEN again reassured Plaintiff they could not foreclose as the process had begun with OCWEN and it was illegal to foreclose. February 20, 2013 Plaintiff sent emails to BWW Law Group after being unable to reach BWWLaw group on the phone about the pending foreclosure. BWWLaw Group informed Plaintiff that the alleged owner of the loan (Equity Trustees) had made the decision and planned to move forward to foreclose on Plaintiff's property. In December 2012 (two months earlier) BWWLaw Group had no idea who owned Plaintiff’s loan or who had the original note. Plaintiff continued to try to contact BWWLaw Group through phone calls and emails. through the end of business February 20, 2013. She made phone calls to OCWEN and supervisors at OCWEN, who were at a loss as to how to help Plaintiff. OCWEN claimed to have never seen a situation like this. OCWEN kept informing Plaintiff that BWW Law group could not foreclose prior to or on April 17, 2013 and only thereafter if Plaintiffs’ documents had not been received by OCWEN. Phone calls are taped With no other recourse, and based on BWWLaw Group bad faith, Plaintiff was forced to file involuntary Bankruptcy February 21, 2013 to protect her interest in the property. Video available On February 21, 2013 Plaintiff/ JWG could not get through to a voice-mail or anyone at BWWLaw group, which at times blocked Plaintiffs calls and emails. Plaintiff took a copy of the receipt for the bankruptcy to the address of the alleged “owner” of the loan (according to lBWWLaw Group – was “Equity Trustees” with an address of 2020 14th Street N., Suite 250 Arlington Va 22201. Plaintiff delivered the bankruptcy receipt in person, because on the website for BWWLaw, showed only addresses in Richmond, VA and Bethesda, Md. February 21, 2013. Plaintiff / JWG was shocked to discover that BWW Law group and Equity Trustees LLC ``shared” the same office! The actions of BWW Law (by refusing to turn over a copy of Plaintiff’s original note and other information) but/while concealing that they ‘sharing’ offices with the foreclosure trustee, indicates egregious self-interest and malicious intent to defraud Plaintiff. Here, they actively (by omission and affirmative acts) intentionally interfered and violated Plaintiffs rights to participate and reap the rewards of the Government backed HAMP program, by actively setting her up for foreclosure in violation of law.. These Actions of Equity Trustees LLC, BWWLaw Group and other defendants were and are willful acts that are self-interest, malicious, violent, oppressive, fraudulent, wanton, and grossly reckless in light of the fiduciary nature of the law/firm/trustee duties. On February 22, 2013 Plaintiff e-mailed Allison Melton, an associate at BWW Law requesting a copy of the Spring Street original note, and Allison (an associate with BWW Law Group) denied her request On March 1, 2013 Plaintiff returned to the offices of BWW- Law Group and Equity Trustees, LLC to hand deliver a “qualified written request” under the Federal Servicer Act, which is a part of the Real Estate Settlement Procedures Act, 12 U.S.C. 2605 (e). Requesting by law the information Plaintiff had been denied by Defendants. The letter at page 4, reminds Equity Trustees of the mandatory duty to acknowledge receipt of this qualified written request within 20 business days, pursuant to 12 U.S.C. Section 2605 (e) (1)(A) and Reg. X Section 2500.21 (e)(1). Equity Trustees LLC “shares” offices with BWWLaw Group, and is owned by lawyers, who are expected to be cognizant of the federal and state laws regarding their “specialty.” Here self-interest and greed seem to 13 have motivated the law firm/lawyers to violate federal law/rights and fiduciary duties owed to the Plaintiff because they controlled the documents and intentionally kept them from the Plaintiff. Plaintiff is an Entrepreneur and as a result of Defendant’s improper interference she lost funding because BWW Law advertised her home for foreclosure February 7, 2013. Plaintiff worked diligently with Homeward and OCWENt o prevent foreclosure and by filing for Bankruptcy. BWW-Law group f/k/a Bierman, Geesing, Ward & Wood, LLC acted in its own best interest by putting it’s own best interests and that of the other lawyers, before the best interest of the Plaintiff. Robo-Signers. Jacob Geesing is a partner of BWW Law Group and since October 13, 2010 is publicly known as “The Robo Trustee.” Attorney Howard N. Bierman, also of BWW Law Group is also publicly known as a Robo Signer includes in 4 different signatures on Plaintiffs forged documents by the BWW Law Group. Documents filed against 15 W. Spring St. by BWWLaw Group Deed of Appointment of substitute Trustee June 2, 2006 Deed of appointment of Substitute Trustee prepared by BWW- Law Group on or around March 23, 2012 – but, not signed by BWW-Law Group – Signed by April King VP reading – Wells Fargo Bank, N.A. as Trustee for Option One Mortgage Loans Trust 2005-2 Asset Backed Certificates, Series 2005-2 ( Option One Mortgage shuts down and is sold on or around May 17, 2008 to AHMSI) [Ex 18 ] By: American Home Mortgage Servicing Inc. (AHMSI) The absence of any valid promissory note( necessary for enforcement on a secured interest), and the recent Wells Fargo CEO/office representation that there is no bank interest, and that Wells Fargo is not involved in the lawyer collection/foreclosure/auction process – demonstrate improper Defendant actions on a loan which is no longer enforceable or supported in law. BWW-Law Group and Equity Trustees LLC acted in bad faith and apparent self interest when both ignored all correspondence from Plaintiff. On or Around May 17, 2012 Plaintiff learned Mark R. Galbraith was representing Wells Fargo. 14 Plaintiff reached out to Mr. Galbraith by phone and e-mail. Mr. Galbraith also refused to answer any questions in regard if Wells Fargo had the original Note for 15 West Spring Street, Alexandria, Va. 22301. Other Documents filed in Court-- February 4, 2005 – Deed of Trust – Mortgage Equity Funding Corp July 9, 2007 - Corporation Assignment of Deed of Trust – Prepared by Option One Mortgage Corp December 18, 2007 – Loan Mortification Agreement – Option One Mortgage Lawyer overcompensation based on unacceptable and inappropriate practices. It has been well documented in U.S. Congressional oversight that lawyer practices, such as the lawyer/trustees in this case ( who ignored the Servicing Companies conversations with this homeowner) – are unethical practices lawyers engage in who are afraid of losing foreclosure income and assets payable to their law firm - practices involving foreclosure, banks, eviction or closing, including Robo-signing. The U.S. House Committee on Oversight and Government Relations, in response to inquiry from Congressman Elijah Cummings, wrote from theFederal Housing Finance Agency on May 13, 201, a letter which establishes ( as improper practices) the acquisition of real estate using illegitimate foreclosure practices - a lawyer practice of self-interest, such as occurred in this case. Page 3 describes as “Attorney Misconduct”, self-dealing and inappropriate practices, which itemizes the practices in this case as “unacceptable” and shows Forms 104DC submitted to Freddie Mac by the Servicers that S & B (Shapiro & Burson LLP) were paid to the lawyers - 2009 - $ 3,369,146.14 By – FREDDIE MAC’S SERVICERS 2010 - $ 6,342,051.30 By - FdREDDIE MAC’S SERVICERS In the First quarter of 2011 - $ 1,746,816.13 By – FREDDIE MAC’S SERVICERS The amounts are not broken out into separate categories for the type of matter handled, but include payments for services provided for foreclosures, bankruptcies, eviction, and closings in Maryland and Virginia. The Question then becomes, what is the difference between BWW-Law Group f/k/a BIERMAN, GEESING, WARD & Wood, LLC and Shapiro & Burson LLP and now McCabe Weisberg and Conway? When you search the Internet for Maryland and Virginia you see no difference in the criminal activities of both law firms. The answer will come after a FOIA request for the 104DC will be submitted to Freddie Mac. On or around Judge James Clark of the City of Alexandria for “Friendship” and other illegal reasons give Divorce lawyer Ilona Ely Freedman Grenadier the right to foreclose on 15 W. Spring St, Alexandria VA 22301 – This Fraud included the help of DiMuroGinsberg, Troutman Sanders aka Mays & Valentine (1990 stole $30,000 from plaintiff to help cover up thefts of lawyer Ilona Grenadier Heckman and James Arthur with false and fraudulent, misleading information) and K Once again forcing Janice Wolk Grenadier into Bankruptcy. What this does is show the FORECLOSURE MILLS / LAWYERS collusion to make it a pattern and practice to ensure the MURDER of and or the homeless of Janice Wolk Grenadier who continues to STAND UP and SPEAK OUT of the corruption with even illegally jailing her and holding her in solitary confinement for 14 days. October 22, 2014 – November 12, 2014 – 22 days Janice illegally jailed and tortured in the City of Alexandria, Solitary Confinement till 5pm on Election day Tuesday, November 4, 2014. Illegally Jailed to: 1. Silence her and stop exposure of e-mails between herself and Mark Warner’s office on the corruption in the Judiciary. Janice went to Mark Warner for help instead he had her jailed, at the same time it was exposed his “Pay to Play '' with a Federal Judgeship for a favor. Being ignored by the Senate Ethics Committee. 2. To Bully / scare her into either committing Suicide or to turning the other check of the corruption and not holding Virginia and the Federal Judiciary, the Government and Elected Officials accountable, as well as the criminal acts and actions of the Old Boys Network in Virginia That the law is very clear: That Judge Clarks actions have turned back time. Giving me less rights than a slave. Taking someone under Title 42 US Code 1994 and Title 18 US Code 1581(a): Whoever holds or returns any person to a condition of PEONAGE, shall be fined under this title for imprisoned not more than 20 years or both. 3. That on October 22, 2014 I was placed in jail for failure to pay legal fees in 30 days which is a violation of my Thirteenth Amendment "Neither Slavery not involuntary servitude, except as punishment for a crime where of the party shall have duly convicted, shall exist within the United States, or any subject to their Jurisdiction". Furthermore the right by placing me 16 "under" a state Peonage / Involuntary Servitude violating the Fourth Amendment right by malicious prosecution, false imprisonment and unconstitutional arrest. This violation of my Eighth Amendment Right as to Excessive Bail which in this case constitutes "Restitution Bail" which further shows the knowledgeable malicious intent to silence me till the election was over on November 4th. 2014. Bias, Retaliation and Retribution to further line the Lawyers pockets by Judge Clark. Further: The system is one where the Lawyers and Judges have set it up to protect each other and line each others pockets with Cash. That the lack of duty of care, fair dealing and Good Faith when dealing with homeowners as the Big Banks negotiated their way out of Jail and paid the United States Government $251 Billion Dollars should not be ignored. The questions are does the $251 Billion compel improper for influence or favor of the Judiciary? Further that vested by the Constitution and the Oath of Office taken by the Judiciary, the Government and the Elected Officials are bound by the unique Oath of Office that they take to “preserve, protect and defend the Constitution of the United States of America” and ensure Due Process in our courts. That despite disclaimers and legal arguments, banks can’t walk away from their duty of due care and good faith. That the documents filed against 15 W. Spring Street, have been forged in conflict with the law to enhance the balance sheet of Bank of America aka LaSalle Bank, Wells Fargo, Option One and Equity Trustees that this alone should be a concern of all Judges. That it shows an illegal conversion of loans to enhance the balance sheet, while harming the title of the home at the same time. A loss that occurred because of their failure to perform those duties is a loss to the bank – not the customer / homeowner who knew nothing about the “problem” Hence the arguments of servicers (and the undisclosed principals for whom they act), banks and trustees of REMIC Trusts and even trustees on deeds of trust and self proclaimed mortgagees and beneficiaries on deeds of trust should be rejected if the homeowner has alleged, based upon ultimate facts upon which relief could be granted, that the entity failed to act in good faith and due care. That the Exhibits filed with this case in the complaint showed the lack of care taken in legal documents filed against the home. Since this lawsuit was filed Defendant OCWEN in the original suit has ignored the rules of the Fourth Circuit Court, and have never filed a response or properly put notice into the Court as to the appearance of the lawyers without badgering from the court. The court has an obligation to a pro se “poor person” of care, fair dealing and Good Faith. That the Banks and Lawyers also had a duty of care, fair dealing and Good Faith. Troutman Pepper Hamilton Sanders aka Troutman Sanders aka Mays & Valentine swindled with the help of Divorce Lawyer Ilona Grenadier Heckman $30,000. For monies Divorce Lawyer Ilona admitted in 2008 of stealing out of her law firm from using a forged Trust Addendum to the Sonia Grenadier Trust (mother of the late Judge Albert Grenadier her 2nd husband and her third husband Judge Grenadier’s 1 st cousin c. 9 months after his death by all appearance colluded with her). The Note for the money “borrowed” is still with the Grenadier Starace Duffett & Levi Law firm due after 30 years in 2020. The only copy demanded as my lawyer sits in Ilona’s safe according to Ilona who stated at the time “Let me keep this for safe keeping” who Janice / Plaintiff was naive and trusted her. That Wells Fargo and OCWEN lawyers colluded with Divorce Lawyer Ilona Grenadier Heckman in the City of Alexandria Case No. CL1500 – 3661 to ensure and help Lawyer Ilona deny Plaintiff, all Plaintiff rights and monies owed to Janice from being divorced without a Property Settlement. The settlement would have resolved this case. That TroutmanSanders aka Mays & Valentine has a real fright of being held accountable for collusion of the thefts from Plaintiff / Janice. The following e-mail states clearly how Troutman Sanders relationships with Judges are how they ignore the law. THE Email Reads by Troutman Pepper Hamilton Sanders: I just received Janice’s written statement though it appears to have been mailed on December 28. Are you all going to note an objection or just Judge Clark deal with it? Further Mohsin Reza profile on the Troutman Sanders states he is an expert at: Mohsin Reza’s practice focusing on representing corporate clients in complex litigation in state and federal courts. Mohsin represents financial institutions in various commercial, consumer, and lender liability disputes, including lawsuits involving claims brought under the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Equal Credit Opportunity Act, the Truth-in-Lending Act, the Telephone Consumer Protection Act, the Real Estate Settlement Procedures Act, the Uniform Commercial Code, and state consumer protection statutes. Mohsin also represents small and large businesses in defending against and asserting claims of negligence, breach of contract, fraud, civil conspiracy, and business torts. Furthermore, he has experience representing clients in estate litigation and probate matters. That Wells Fargo, Option One, Equity Trustees, Bank of America all in one way or another have claimed ownership of a loan. BWW Law Group, Howard Bierman and several bad actors from McCabe Weisberg & Conway, Michael Weiser ESQ, DiMuroGinsberg, Parker Simon & Kokolis LLC, McQuireWoods, TroutmanSanders LLP, Grenadier Starace duffett & Levi PC, Hunoval Law, OCWEN have all acted as Debt collectors under the “FDCPA” Fair Debt Collection Practices Act. And the “CFPB” Consumer Financial Protection Act of 2010 which has independent litigating authority to commence civil actions to address violations of the “Federal Consumer Financial Laws”, with DOJ, FTC and others having additional oversight. Violating: all the 15 U.S. Code Subchapter V - DEBT COLLECTION PRACTICES Current through Pub. L. 114-38. (See Public Laws for the current Congress.) 15 SC § 1692 - § 1692d - Harassment or abuse § 1692e - False or misleading representations § 1692f - Unfair practices § 1692g - Validation of debts § 1692j - Furnishing certain deceptive forms Further Violating with Knowledgeable intent: FDCPA Laws & Guidelines of the Fair Debt Collection Act and debt collection services in your area. Table of Contents: 801 Short title 804 Acquisition of location information 805 Communication in connection with debt collection 806 Harassment or abuse 807 False or misleading representations 808 Unfair practices 809 Validation of debts 812 Furnishing certain deceptive forms 801 15 USC 1601 note 801. Short Title This title may be cited as the "Fair Debt Collection Practices Act." 802. Congressional findings and declaration of purpose (a) There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy. (b) Existing laws and procedures for redressing these injuries are inadequate to protect consumers. As Lawyers the Defendants and others know their wrong doing. (c) Means other than misrepresentation or other abusive debt collection practices are available for the effective collection of debts. (d) Abusive debt collection practices are carried on to a substantial extent in interstate commerce and through means and instrumentalities of such commerce. Even where abusive debt collection practices are purely intrastate in character, they nevertheless directly affect interstate commerce. (e) It is the purpose of this title to eliminate abusive debt collection practices by debt collectors, to insure that those debt collectors who refrain from using abusive debt collection practices are not competitively disadvantaged, and to promote consistent State action to protect consumers against debt collection abuses. That OCWEN using the name and Scheme as WELLS FARGO BANK as their employee has shopped lawyers and now hired McCabe Weisberg and Conway/ Brock & Scott to ignore suits and Foreclose. On or around May 17, 2017 a letter was received by them that stated clearly that Wells Fargo had no instruments that should have been standing, which is what Plaintiff has been claiming. Which would be followed with a letter to Foreclose on July 20, 2017 On or around July 9, 2017 a Motion to Stay Foreclosure by Wells Fargo, OCWEN by McCabe Weisberg & Conway was filed by Janice with this court as an Emergency Stay due to the shopping of a law firm that would Foreclose while still in court. The following Documents filed with it should be incorporated here in. (That a Reconsideration and EnBanc has been filed) That MCW letter dated July 18, 2017 from McCabe Weisberg & Conway LLC which was received on the 21st of July 2017. The Letter seemed misleading and with all the above had been done to deny Janice and Janice’s Constitutional Rights Janice created a Trust and on July 25, 2017 did a Quick Claim Deed of 15 W. Spring Street, Alexandria VA 22301 into the Trust. Janice mailed a copy to OCWEN. On or around Friday July 28, 2017 Janice would receive Occupant; Homeowner and Janice Wolk Grenadier letters stop your foreclosure. On or around Tuesday August 1, 2017 Janice would receive a letter from McCabe Weisberg & Conway LLC that they were foreclosing on 15 W. Spring St., Alexandria VA 22301 on August 17, 2017. That with such a misleading letter on or around May 21, 2017 the research of the misleading and appearance of criminal acts and actions of many sent Janice to learn that the SEC which forwarded Janice to CRPB, the DOJ, the FTC, 15 USC 1692 and the FDCPA protected Janice from PREDATORY ACTS and ACTIONS of Wells Fargo, Option One, Equity Trustees, Bank of America all in one way or another have claimed ownership of a loan. BWW Law Group, Howard Bierman and several bad actors from McCabe Weisberg & Conway, Michael Weiser ESQ, DiMuroGinsberg, Parker Simon & Kokolis LLC, McQuireWoods, TroutmanSanders LLP, Grenadier Starace duffett & Levi PC, Hunoval Law and OCWEN. Virginia has no regulations for Deceptive and Abusive practices by debt collectors so Janice is protected by the Federal Fair Debt Collection Practices Act (FDCPA). The Statute of Limitations to collect on a debt is 3 – 5 years from the last payment accepted. According to OCWEN the last payment not returned was 3, 152 days from June 16, 2017, with the last payment in 2008 that the Statute of Limitations on Collection had run out. That Plaintiff only did the Trust / Quick Claim Deed due to the Predatory acts and actions of Defendants, Defendants lawyers and others. Janice / Plaintiff moved the property prior to any notification of the new foreclosure date (which according to the FDCPA and others the date is illegally done) and or a Judgment that a Re-Consideration with an ENBANC, and Oral Arguments is filed. That on August 9, 2017 Janice would receive a phone call from OCWEN that the Foreclosure had been canceled as of August 4, 2017 – Phone conversations is taped and can be heard That on August 11, 2017 after sending email and several unreturned phone calls from McCabe (Remember this scheme and artifice of OCWEN to say one thing and do another Janice was and still is a VICTIM Of with BWW Law Group. The McCabe et al would not return calls to confirm Foreclosure was removed from their schedule. On August 11, 2017 from OCWEN she learned that the foreclosure was never removed, that OCWEN and McCabe had schemed no differently illegally and in collusion to try and deceive Janice that the Foreclosure had been removed from the schedule. That this illegal practice by OCWEN and Lawyers acting as Foreclosure Mills to further line their pockets is a pattern and practice all across America. On August 11, 2017 Janice would call the CEO of Wells Fargo’s office to ensure he was aware of the CRIMINAL ACTIVITY of his Servicer and Lawyers. Janice would learn in a taped conversation that Wells Fargo has no loan under the Loan No. given by OCWEN, under her name as Janice Wolk Grenadier or Janice Wolk-Grenadier or under her Social Security No. That Janice / Plaintiff on several occasions offered to settle and why should opposing sides settle or consider a settlement when they know with or without the Truth the duty of care, fair dealing and Good Faith the Judges will ignore all criminal acts and actions by the Banks and Lawyers as shown in the above e-mail. That Plaintiff / Janice is still willing to try and settle this matter. At this point the home is in a Trust and protected by the law / Statute of Limitations of Collections on a loan. That on August 17, 2017 at or around 10:00 am Plaintiff would receive notice from MWC that the FRAUD allegations have been taken seriously and the foreclosure put on hold. That immediately a new foreclosure date of October 5, 2017 would be rescheduled with no information requested on who the employee of OCWEN is. The Foreclosure took place on March 31, 2017 - JWG is still in the home. WHY THIS CASE NEEDS TO BE RE_OPENED That it exposes the Banks moving their Criminal Foreclosure SCHEME to the Servicers. Those that were experts in the SCHEME in the 2008 debacle are now at the Servicers. What has been disclosed is the MILLIONS the BANKERS got Bonuses for making America homeless. A Pro Se Litigant The law is very clear a pro se litigant is to be given equal treatment if not special treatment, especially in a case where the intervening Person is a lawyer and has the financial ability to bring in as many powerful unscrupulous lawyers to defend her criminal actions. "Pro se plaintiffs are often unfamiliar with the formalities of pleading requirements. Recognizing this, the Supreme Court has instructed the district courts to construe pro se complaints liberally and to apply a more flexible standard in determining the sufficiency of a pro se complaint than they would in reviewing a pleading submitted by counsel. See e.g., Hughes v. Rowe, 449 U.S. 5, 9-10, 101 S.Ct. 173, 175-76, 66 L.Ed.2d 163 (1980) (per curiam); Haines v. Kerner, 404 U.S. 519, 520-21, 92 S.Ct. 594, 595-96, 30 L.Ed.2d 652 (1972) (per curiam); see also Elliott v. Bronson, 872 F.2d 20, 21 (2d Cir.1989) (per curiam). In order to justify the dismissal of a pro se complaint, it must be " 'beyond doubt that the plaintiff can prove no set of facts in support of his claim which would entitle him to relief.' " Haines v. Kerner, 404 U.S. at 521, 92 S.Ct. at 594 (quoting Conley v. Gibson, 355 U.S. 41, 45-46, 78 S.Ct. 99, 102, 2 L.Ed.2d 80 (1957)). “Fairness of course requires an absence of actual bias in the trial of cases. But our system of law has always endeavored to prevent even the probability of unfairness. “In re Murchinson, 349 U.S. 133, 136 (1955)” No officer of the law may set that law at defiance with impunity. All the officers of the government from the highest to the lowest, are creatures of the law, and are bound to obey it.” Butz v. Economou, 98 S.Ct. 2894 (1978); United States v. Lee, 106 U.S. at 220, 1 S.Ct. at 261 (1882)” “Further it is the obligation of every Judge to honor, abide by, and uphold not only the Constitution and laws of the State, but they are bound by the laws and Constitution of the United States as well.” State courts, like federal courts, have a constitutional obligation to safeguard personal liberties and to uphold federal law.” Stone v Powell, 428 US 465, 483 n 35, 96 S. Ct 3037, 49 L Ed. 2d 1067 (1976)” RELIEF REQUESTED This case should be reopened: due to conflict of Interest by Judge Howell for personal financial and other reasons. due to the importance of Justice for all and the disclosure of the FAKE MORTGAGE DOCUMENTS that Wells Fargo Bank has claimed they are innocent of - yet hire an attorney to state otherwise in the courts? That the Constitution, the Supreme Law of the land which gives this court Jurisdiction when the Virginia State Judges violate JWG right to Due Process, and covers up for the Lawyers and the Banks. Further this court needs to demand the appropriate investigation of the Bank, the SEC et al that are made a party to the suit. That a Judge’s duty to the court against concealment, nondisclosure and suppression of the information as coextensive with the Duty Not to Allow Fraud to be Committed upon the court. Sullivan v. State Bar October 27, 2021 Respectfully Submitted, Janice Wolk Grenadier 15 W. Spring Street Alexandria, VA 22301 202-368-7178 [email protected] CERTIFICATION: I declare under penalty and perjury; that NO attorney has prepared or assisted in the preparation of this document. Janice Wolk Grenadier - Name of Pro Se Party Janice Wolk Grenadier October 27, 2021 Certificate of Service I Plaintiff Janice Wolk Grenadier certifies that on or around October 27, 2021, a copy of this was emailed, hand delivered, faxed and or sent through the USPS to the Plaintiffs and Defendants at the address stated below. With COVID many are accepting Service through Email. PLAINTIFFS: UNITED STATES OF AMERICA (USA) ℅ Department of Justice AG William Barr 950 Pennsylvania Avenue NW, Washington, DC 20530 Fax: (202) 307-1379 SECURITIES AND EXCHANGE COMMISSION 100 F St NE Washington, DC 20549 (800) 732-0330 [email protected] Fax us at 1-202-772-9295 CONSUMER FINANCIAL PROTECTION BUREAU (CFPB) 1700 G St NW Washington, DC Fax the CFPB at 1-855-237-2392 U.S. DEPARTMENT OF THE TREASURY for OVERSITE Of The Federal Insurance Office (FIO) was established under Title V of the Dodd-Frank Wall Street Reform and Consumer Protection Act 1500 Pennsylvania Ave., N.W. Washington, D.C. 20220 General Information: (202) 622-2000 Fax: (202) 622-6415 FEDERAL HOUSING FINANCE AGENCY, (FHFA) AS CONSERVATOR FOR THE FEDERAL NATIONAL MORTGAGE ASSOCIATION AND THE FEDERAL HOME LOAN MORTGAGE CORPORATION 400 7th St SW, Washington, DC 20024 (202) 649-3800 [email protected] DEFENDANTS: WELLS FARGO BANK NATIONAL ASSOCIATION, as Trustee for Option One Mortgage Loan Trust 2005-2, Asset- Backed Certificates, Series 2005-2 420 Montgomery Street San Francisco, CA 94104 888-878-5865 CEO CHARLES W. SCHARF WELLS FARGO N.A. 420 Montgomery Street, San Francisco, CA 94104 BANK OF AMERICA, f/k/a - as successor-in-interest to LaSALLE BANK, 100 North Tryon Street, Charlotte, NC 28255. 704-386-5681 OCWEN LOAN SERVICING LLC aka PHH MORTGAGE ( NMLS# 2726) aka OCWEN MORTGAGE SERVICING, INC. aka Ocwen Financial Corporation, NMLS#: 1849337 Ocwen USVI Services, 1661 Worthington Road #100 West Palm Beach, Fl 22409 (877) 226-2936 GLENN MESSINA CEO OCWEN et al aka PHH MORTGAGE 1661 Worthington Road #100, West Palm Beach, Fl 22409 (877) 226-2936 3000 Leadenhall Rd., Mt. Laurel Township, NJ 08054 NEW RESIDENTIAL INVESTMENTS CORP 1345 Ave of the Americas 45th Fl New York, NY 10105 Tel: 212-479-3150 [email protected] MICHAEL NIERENBERG Chairman, President & CEO at New Residential Investment Corp. 1345 Ave of the Americas 45th Fl New York, NY 10105 Tel: 212-479-3150 [email protected] NEWREZ LLC 1100 Virginia Dr. Suite 125 Fort Washington, PA 19034 (888) 673-5521 BARON SILVERSTEIN President NewRez LLC 1100 Virginia Dr. Suite 125 Fort Washington, PA 19034 (888) 673-5521 BRUCE JOHN WILLIAMS CEO NewRez LLC 1100 Virginia Dr. Suite 125 Fort Washington, PA 19034 (888) 673-5521 KEVIN HARRIGAN Past President; CEO New Rez LLC 1100 Virginia Dr. Suite 125 Fort Washington, PA 19034 (888) 673-5521 TROUTMAN SANDERS LLP 401 9th Street, N.W. Ste 1000 Washington DC 20004 S. MOHSIN REZA TROUTMAN SANDERS LLP 401 9th Street, N. W. ste 1000 Washington, D.C. 20004 [email protected] 202-274-1927 TRUSTEE SERVICES OF VIRGINIA LLC 484 Viking Drive, Suite #203 Virginia Beach, Virginia 23452 BROCK & SCOTT PLLC 484 Viking Drive, Suite 3 Virginia Beach VA 23452 BRIAN CAMPBELL Brock & Scott, PLLC 5431 Oleander Drive Wilmington, NC 28403 Ph : 910-392-4988 x1206 [email protected] BWW LAW Group aka BIERMAN, GEESING, WARD & Wood, LLC. 2101 Wilson Boulevard 402 Arlington, VA 22201 Phone: (703) 243-5903 [email protected] EQUITY TRUSTEES, LLC 2101 Wilson Boulevard 402 Arlington, VA 22201 Phone: (703) 243-5903 HOWARD NORMAN BIERMAN Partner BWW Law Group Equity Trustees, LLC 2101 Wilson Boulevard 402 Arlington, VA 22201 Phone: (703) 243-5903 McCabe Weisberg Conway LLC Aka Surety Trustee LLC 1727 King Street Suite 318 Alexandria, VA 22314 571-449-9350 Surety Trustees LLC aka McCabe Weisberg Conway LLC 1727 King Street Suite 318 Alexandria, VA 22314 Abby Moynihan McCabe Weisberg Conway LLC aka Surety TrusteesLLC 1727 King Street, Suite 318 Alexandria, VA 22314 [email protected] AG MARK HERRING Attorney General's Office 202 North Ninth Street Richmond, Virginia 23219 Phone: (804) 786-2071 October 27, 2021 /s/ Janice Wolk Grenadier